Loan terminal V1

This terminal is designed to receive loan applications, grant loans and process repayment of loans. A contract is signed physically during the formalization stage, with one copy stored in the terminal and a second copy given to the customer.

How it works: Clients choose the function they need (“Completion of an application”, “Enter personal data”, “Dispensing”).

During the application stage, the customer:

  • - enters their mobile telephone number,
  • - selects a loan amount,
  • - records a photograph using a built-in camera,
  • - scans their passport and agrees to process their data according to the terms of the contract.

Then the data transfer to an operator, who, if necessary, confirms the information by telephone and grants the loan or rejects the application.

If the request is approved, the client receives a personal password to use to print a credit contract and signs it. The contract is scanned and retained in the terminal. The remote operator receives the scanned signed contract, verifies the signature and confirms the approval of the loan. The client receives a code for withdrawal of the money.

Your customers can also use our terminals to repay their loans.


Functionalities:
  • - Preparation of an application for granting a loan;
  • - Credit contract printing;
  • - Credit contract scanning;
  • - Dispensing of the loan;
  • - Loan repayment;
  • - Printing of a repayment schedule;
  • - The ability to send additional scanned documents;
  • - Сhange returning;
  • - Passport scanning and recognition;
  • - Authorization based on passport or cell phone number;
  • - Various conditions and lending periods for registered and unregistered customers.

 

Attention! If you order the terminal the soft for it you will get free of charge.

 

Software for the Credit Terminal
Body
Cash acceptor
Cash dispenser
Touch Screen Panel
Second monitor (advertising)
PC
Passport Scanner
Coin acceptor
Coin dispenser
Laser printer
UPS
Thermal printer
3G Modem
Sensors
Front camera

We are presenting a new terminal for granting and repaying loans


Following recent trends in the banking industry, our specialists have developed new solutions that grant loans remotely with the help of self-service terminals, which conduct a high number of remote transactions without the involvement of staff in credit approval and dispensing. There is no need to wait in line and submit many documents. It is now possible to obtain a loan and a bank card using our terminals.


Loan application processing is extremely simple and quick, allowing the optimization of financial institutional costs and an increase in the number of loans granted. It is advantageous for both the financial institution and the borrower.


The use of self-service terminals in combination with custom-made software allows not only automation of the credit-granting process but also processing of information about debts and repayment. This solution meets all legal requirements.

 

Our solution for granting and dispensing loans consists of custom-made software and self-service terminals with a touch-sensitive monitor, cash drawer, cash dispenser, PIN pad, card reader, card dispenser, a document and receipt printer, passport scanner, web cam, and a card reader. You are also able to choose additional terminal and customized features.

 

Our automated loan granting system uses advanced technology providing secure operations that includes:

  • Validation of a borrower’s mobile number via SMS;
  • Use of blank contracts with electronic tags;
  • A web cam for recording the client’s activity;
  • Passport authentication using a document scanner in the UV and IR ranges;
  • Client identification and verification by a remote credit officer;
  • Recording of the borrower’s biometric data (optional);
  • Use of a camera for a full-length photograph of the borrower (optional).

 

The advantages of our loan-granting solution include:

  • Reduction of the bank"s costs for granting and dispensing loans;
  • An increase in the number of loans granted owing to installation in busy areas and 24/7 availability;
  • A combination of three functions in one single terminal: granting, dispensing and repayment of loans;
  • Easy operation for borrowers.

Are you interested in our loan granting solution? Our managers will be pleased to advise you. Call now.